Scope Guests who take out cancellation insurance have the right to cancel the arrangement as outlined below. The insurance will compensate the guest for cancellation costs if it is reasonable that the guest must cancel his booking because the guest, a close relative or travelling companion:
- Suffers an acute illness, an accident or death.
- Is drafted into the army or civil defense unit.
- Divorce.
- Suffers significant damage to his normal place of residence due to fire, flood or a similar serious incident.
- Is made redundant (does not apply to general notice of redundancies).
- Is affected when train, bus or private car suddenly breaks down and this could not have been predicted, and 25% or at least 24 hours of the arrangement cannot be used.
Definitions
“Cancellation costs” refers to payment that has been made for the arrangement and that will not be refunded by SkiStar in the event of cancellation. The fees paid by the guest for cancellation insurance are not refunded.
Policyholder: The person who has taken out insurance and are named on the reservation or holding proof of paid insurance.
Travelling companion: Are named on the reservation as a participant in the arrangement.
Close relative: spouse, cohabitant/ registered partner, child, grandchild, sibling, parent, mother-in-law, father-in-law, daughter-in-law, son-in-law, brother-in-law and sister-in-law.
Exceptions
The insurance does not cover costs if the guest must cancel due to a circumstance or illness that he was aware of when the insurance policy was paid for or if the trip was booked against the advice of a doctor. The insurance does not apply in the case of accidents or incidents that occur after the agreed arrival date. The guest must be able to prove that he/she is prevented from taking the trip by producing a certificate, e.g. from a doctor, government agency or insurance company. The certificate and a cancellation form must be received by SkiStar 14 days from the date of cancellation. Rules regarding how the guest can make a cancellation are found under the heading What happens if the guest wants to cancel/rebook?
Right of withdrawal
In accordance with the provisions of the Swedish consumer protection act in respect of distance selling and door-to-door marketing, the right of withdrawal does not apply to insurance policies that are valid for one month or less. For insurance policies valid for more than one month, a guest not intending to utilize the insurance policy must inform the insurance company or its representative that he/she wishes to withdraw from the agreement no later than 14 days after the agreement was entered into and before the policy takes effect.
Försäkringsavtalslagen (Swedish Insurance Contracts Act)
Swedish law and jurisdiction apply to the insurance. In addition to the insurance policy terms and conditions, the provisions of the Swedish Insurance Contracts Act apply.
Insurer
The insurer for this insurance is:
Fjällförsäkringar
Sälfjällsgården
SE-78067 Sälen
Sweden.
Company reg. no 516406-0708. SkiStar is the insurance agent.